Certificate of deposit (CD) account interest rates remain attractive in mid-2025, with top CDs offering yields between 4.00% and 4.40%. The Federal Reserve kept its benchmark interest rate frozen at ...

CDs shine when the economy feels unpredictable (e.g. right now!). You can snag guaranteed returns in the 4.00% APY range and ignore all the noise from Wall Street, Fed chatter, and dramatic headlines.

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Sabrina Karl has over two decades of experience writing about savings, CDs, and ...

CDs are built for times like this. With the Fed officially cutting rates in September (and signaling more cuts on the horizon through 2027), locking in guaranteed returns can feel like a safe harbor.